Our firm
About Compost Interest
Advice that's explained, not sold.
A small, independent, fee-only firm that exists only on this website, built to show what a financial advisor's site can be.
Our firm
Advice that's explained, not sold.
A small, independent, fee-only firm that exists only on this website, built to show what a financial advisor's site can be.
Your interest first, in every recommendation, every time.
Every fee published. No commissions, no surprises.
If we can't explain it simply, we shouldn't recommend it.
You work with a person, not a call center.
Each team member has a profile page with Person structured data.

Founder & Lead Planner
Penny founded Compost Interest on the belief that advice should be explained, not sold. She has been a fictional fiduciary for her entire fictional career.

Retirement Planning Lead
Ira has heard every joke about his name and still loves talking about tax-advantaged accounts. He leads retirement income planning.

Investment Manager
Bonnie builds and rebalances client portfolios and has strong feelings about expense ratios. Ask her about them at your own risk.

Estate Planning Specialist
Will coordinates with clients' estate attorneys so beneficiaries, accounts and wishes all line up. Yes, that is his real fake name.
A first consultation is free and there's no obligation.